We’ve introduced two new fields in the Budget Analysis section to give users a clearer picture of a client's financial readiness and post-enrollment cash flow. These enhancements help agents make more informed decisions during the enrollment process.
🔹 5% Eligibility
This field calculates 5% of the client’s total enrolled debt, pulled directly from the Creditors tab.
Formula:
Total Balance Amount × 5%
This value represents the minimum remaining cash a client should have to qualify under common eligibility guidelines. It helps quickly assess if the client meets the 5% rule often used in program qualification.
🔹 Enrollment-Based Cash Flow
This field refines the existing Cash Flow metric by subtracting the total monthly enrollment payment from the original cash flow.
Formula:
Cash Flow – Total Monthly Enrollment Payment
This adjusted figure gives a more realistic view of the client's available cash after accounting for their program commitments.