Configuring Policies in Automated Underwriting
Once you've created or opened an Automated Underwriting Profile, you can configure specific underwriting policies that determine how applications are evaluated based on preset rules and thresholds.
This section will guide you through the Policies tab within a selected profile and explain how to customize the behavior of each policy.
Navigation Path
Admin > Site Setup > System Configuration > Automated Underwriting > Policies >
Select profile
Policies Tab
đď¸ Policies Tab Overview
In the Policies tab of an underwriting profile, you'll see a list of individual policies displayed in rows. Each row contains several configuration columns:
Column Details
Column Name | Description |
Status | A toggle switch (slider) to enable or disable the policy. Only active policies are evaluated during underwriting. |
Expiration Day(s) | Enter the number of days the result of the policy remains valid. You can type a number directly or use the |
Category | Displays the category of the policy (e.g., Financial, Background, Documentation). This is system-defined and cannot be edited. |
Policy | The name of the policy, such as âCredit Score Checkâ or âEmployment Verification.â This is also system-defined. |
Description | A brief explanation of the policyâs purpose. This is automatically populated based on the selected policy. |
Config | This is the main configuration area, where you define how the policy behaves. Options may include: |
đ How to Configure a Policy
Go to the Policies tab in your selected UW Profile.
Locate the policy you want to configure.
Use the Status slider to activate or deactivate the policy.
Set the Expiration Day(s) value if needed.
Review the Category, Policy, and Description (read-only).
In the Config column, define the expected results and thresholds using the dropdowns and fields provided.
Choose how the policy should behave when the rule is met (e.g., Mark as âPassedâ if the applicant's credit score is above 680).
Adjust range fields or apply filters based on geography, percentage, etc.
Example
Tips for Effective Configuration
Only activate relevant policies to keep performance optimized and reduce confusion.
Expiration Day(s) ensures that outdated checks donât block approvalsâuse this to fine-tune re-verification timelines.
Use the Config options to customize logic per state, role, or numerical range.